Advisers have crucial role to play in making retirement savings last

'This is precisely where advisers prove their worth'

clock • 4 min read

Pension withdrawals are on the rise, but are clients taking out cash for the right reasons? Ahmed Bawa looks at the importance of advice...

More than ten years have passed since the introduction of pension freedoms, and they are now an established feature of financial planning in the UK. Savers today have far more control over how and when they access their pensions, rather than being forced into annuities that didn't always deliver the right outcome. That flexibility has been transformative. It has allowed clients to shape retirement around their individual needs and circumstances. Annuities will always have their place, but they aren't right for everyone, and for those that value flexibility the freedoms have opened up new...

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