Chris Justham: Why the investment industry is failing

'This is actually a criticism of the investment industry. We are failing'

clock • 3 min read

Chris Justham explains why crypto has found a place in the hearts of Gen Z in a way that equities haven’t…

I was bowled over at this stat from the investment association: Cryptocurrencies are held by 46% of 18-24 year-olds… This is higher than the percentage of younger investors who hold a cash ISA (33%)". Based on my personal experience of overdrafts, credit card debt, student loans and a liberal approach to budgeting in my early 20s, I'll make a generalisation. These people are highly unlikely to have secured themselves with cash buffers or more vanilla (but essential) planning before taking a spin in the world magic internet money. Before I'm pilloried by devotees of crypto (I got ca...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Rathbones looks for growth after year of internal focus during Investec merger

Rathbones looks for growth after year of internal focus during Investec merger

Growth in funds under management and administration to £115.6bn

Eve Maddock-Jones
clock 15 January 2026 • 3 min read
Brooks Macdonald returns to positive flows in Q2

Brooks Macdonald returns to positive flows in Q2

Funds under management/advice now top £20bn

Jenna Brown
clock 15 January 2026 • 2 min read
PA Awards 2026: Multi-asset shortlists revealed

PA Awards 2026: Multi-asset shortlists revealed

Championing excellence

Professional Adviser
clock 14 January 2026 • 2 min read