Five vulnerability questions advisers must ask themselves

'Identification. Action. Reporting – don't delay'

clock • 5 min read

Jonathan Barrett sets out five questions about vulnerability that financial advisers must ask themselves in 2025...

With the Financial Conduct Authority's (FCA) review on vulnerable clients soon drawing to a close, and with the regulator maintaining that financial vulnerability will be a key focus for 2025, I think this year we will finally start to see the regulator move from carrot to stick mentality. As such, never before has it been more crucial for advisers to ensure that they have adequate processes in place to identify and support their vulnerable clients.   With some of the early indications showing concerns around identification levels – specifically, firms who may be identifying that b...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

FCA probe firm refused planning permission after promising investors 8% returns from Essex development

FCA probe firm refused planning permission after promising investors 8% returns from Essex development

One of a string of ‘fixed rate return’ investments offered by Moneda Capital

Jen Frost
clock 17 October 2025 • 5 min read
FCA looking 'much more closely' at how firms manage private markets transition risks - Nike Trost

FCA looking 'much more closely' at how firms manage private markets transition risks - Nike Trost

Upcoming review of conflicts of interest

Katrina Lloyd
clock 16 October 2025 • 7 min read
FCA pushes on with tokenisation remit

FCA pushes on with tokenisation remit

Set out plans to support initiative

Eve Maddock-Jones
clock 15 October 2025 • 2 min read