Could an independent commission solve the state pension dilemma?

'The next government needs to take a step back from political rhetoric'

clock • 3 min read

The state pension is a super-charged political issue, writes Rachel Vahey. Here she explains why it is time for an independent commission on the issue...

In the last general election in 2019, the biggest age groups that turned out on that cold December day to cast their vote were, unsurprisingly, those aged 65 or over. There is no escaping that fact. Older people in the UK are those most likely to vote. And therefore, it's no shock that so many of the headline policy announcements are aimed directly at them. The state pension is a particular case in point. Despite being generally accepted that a triple lock guarantee is unsustainable over the long term, both major political parties have committed to continue it. Last year, the Insti...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

FCA data reveals 'notable advice gap' in drawdown

FCA data reveals 'notable advice gap' in drawdown

Almost half of pots entering drawdown now do so without regulated advice

Sophia Panayi
clock 24 September 2026 • 2 min read
Action 'needed now' on salary sacrifice to minimise disruption

Action 'needed now' on salary sacrifice to minimise disruption

LCP says early preparation will help employers navigate the transition

Jonathan Stapleton
clock 24 September 2026 • 2 min read
Self-employed face retirement saving 'obstacle course'

Self-employed face retirement saving 'obstacle course'

‘Structural gap’ in participation between employees and self-employed

Martin Richmond
clock 22 September 2026 • 4 min read