Investment volatility poses real Consumer Duty threat for advisers

There are many things to consider when creating an efficient investment process and constructing client portfolios. In today's Consumer Duty world, the acid test is being able to demonstrate that, at every stage of the investment process, advisers are striving to deliver the very best possible outcomes for clients. This can be incredibly difficult when asset class performance is so inconsistent year to year. If you look at the performance of asset classes over the last decade, you can see how difficult and complex it can be to pick investment winners as we move through different stage...