Will Consumer Duty spur shift to direct authorisation?

Ever felt restricted? Tied down with little room for manoeuvre? Boxed in and held back from having complete autonomy over your business? Could now be the time to think about breaking free and lifting those restrictions?  Consumer Duty has introduced a harsh spotlight to many aspects of financial services, not least a firm's culture, its charging structure and the breadth of products it recommends to clients. The Financial Conduct Authority (FCA) has made it clear Consumer Duty is intended to make firms think and behave differently to how they have in the past. It is there to facilita...