Bethany Joslyn: Keeping it in the family

Death benefits from DC pensions

clock • 4 min read

Bethany Joslyn explores the intricacies of post-pension freedom DC death benefits and the intergenerational planning opportunities therein...

Pension freedoms brought major changes to the options available for paying pension death benefits from defined contribution (DC) schemes. These changes introduced a great deal of flexibility and opened up new avenues for intergenerational planning, but they do add further choices at a time where clients are often most vulnerable. This article outlines how a pension can be passed down through generations and some of the key planning points to keep in mind. How it works Thanks to changes introduced from 6 April 2015, more people than ever can now choose to receive death benefits i...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Women, wealth, and worry: How to close the retirement gender gap

Women, wealth, and worry: How to close the retirement gender gap

Julia Peake explores the retirement gender gap and suggests how it can be closed...

Julia Peake
clock 16 December 2025 • 4 min read
Senior pension figures question HMRC's 7.7 million salary sacrifice uptake figure

Senior pension figures question HMRC's 7.7 million salary sacrifice uptake figure

‘It doesn't take much of an error in those figures to have no benefit whatsoever’

Jenna Brown
clock 15 December 2025 • 8 min read
FCA launches consultation on adapting to a 'changing pensions market'

FCA launches consultation on adapting to a 'changing pensions market'

Outlines regime for digital pension planning tool

Holly Roach
clock 11 December 2025 • 3 min read