Jessica List: Which LTA protections are still available?

Complex set of rules

clock • 4 min read

Jessica List explores LTA protection in its many and varied forms - eight in total (counting all the enhancement factors as a single type)...

Lifetime allowance (LTA) protection is still one of the most popular topics we receive technical queries about at Curtis Banks. It's easy to understand why: with eight different forms available (counting all the enhancement factors as a single type), all with different rules and requirements, it's not easy remembering exactly how each works. One question we get asked in particular is when each type of protection can be applied for and what eligibility criteria apply. In this article, we'll run through the options. Primary protection Primary protection was one of the original protec...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Why documentation is king in the world of SSAS

Why documentation is king in the world of SSAS

'SSAS documentation - it isn't just best practice or a fiduciary requirement'

Caitlin Southall
clock 04 July 2025 • 4 min read
Steve Webb: Sceptical advisers should not give up on pensions dashboard

Steve Webb: Sceptical advisers should not give up on pensions dashboard

‘A big mistake to underestimate the impact it will have’

Jenna Brown
clock 03 July 2025 • 3 min read
What role can advisers play in closing the gender pension gap?

What role can advisers play in closing the gender pension gap?

Advisers are uniquely placed to influence the gender pension gap

Olivia Perry
clock 02 July 2025 • 7 min read