Adrian Boulding: Advice opportunities in CDC decumulation

Meteoric rise

clock • 6 min read
"Advisers have the capability to cut through the marketing hype to look at individual client circumstances to see who can and who cannot afford to be exposed to the risk of their monthly retirement income not increasing as much as prices, or in a worst-case scenario, even decreasing for a period." - Adrian Boulding
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"Advisers have the capability to cut through the marketing hype to look at individual client circumstances to see who can and who cannot afford to be exposed to the risk of their monthly retirement income not increasing as much as prices, or in a worst-case scenario, even decreasing for a period." - Adrian Boulding

CDC decumulation could offer a healthy balance between risk and reward for pension savers planning decumulation but will all DC savers be offered this option? Adrian Boulding looks at the issues for advisers

The Department for Work and Pensions published its draft collective defined contribution (CDC) pensions scheme regulations and ran its consultation on these changes earlier in the year. Once these regulations...

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