Adrian Boulding: Helping Gen X clients boost 'bleak' pension prospects

'Many Gen Xers await a bleak financial future'

clock • 5 min read

Adrian Boulding looks at the retirement prospects of Generation X in his latest article for PA. Here he outlines why now is the time to make much-needed ad hoc contributions and urges savers not to get distracted in the pursuit of value for money...

Catching up on some reading over the break, I spotted the new International Longevity Centre's (ILC) study entitled Forgotten Generation? Retirement Income Prospects of Generation X.  The ILC's summary of findings chimes closely with Dunstan Thomas' own consumer study of Generation Xers' retirement prospects which we published back in June 2020 which was referenced in the ILC report. The ILC found: "Many Gen Xers await a bleak financial future. At least one in three - or 4.3 million - are at risk of retirement with incomes that would result in minimum standards of living due to inadeq...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

'While this policy alters the landscape, it arguably represents an adjustment rather than a fundamental reform'

Steve Charlton
clock 22 December 2025 • 3 min read
Utmost to sell life and pensions business to JAB Insurance

Utmost to sell life and pensions business to JAB Insurance

To focus on wealth solutions business

Jen Frost
clock 22 December 2025 • 2 min read
Editor's view: How disjointed is the government's salary sacrifice change?

Editor's view: How disjointed is the government's salary sacrifice change?

The editor's Friday Night Takeaway from 19 December

Jen Frost
clock 19 December 2025 • 3 min read