Mark Greenwood: A final checklist for the SM&CR

Firstly, there has been so much noise around what you need to do to be ready for SM&CR, I thought it might be worth taking a quick look back at why the regulator introduced the new regime in the first place.   The aim of the SM&CR is to reduce harm to consumers and strengthen market integrity by creating a system that enables both firms and regulators to hold people to account. In order to achieve these objectives, SM&CR aims to: encourage staff to take personal responsibility for their actions improve conduct at all levels ensure firms and staff clearly understand, and can demo...