Neil MacGillivray: Reanimate the ISA additional permitted subscription

Astonishingly low take-up

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Neil MacGillivray: "As part of their correspondence in dealing with a deceased’s ISA, providers could offer clear information on the availability of the APS and guidance as to how it operates."
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Neil MacGillivray: "As part of their correspondence in dealing with a deceased’s ISA, providers could offer clear information on the availability of the APS and guidance as to how it operates."

There are plenty of reasons why the ISA additional permitted subscription is a flop - not least its name - but, writes Neil MacGillivray, it remains a potentially valuable entitlement advisers should not overlook

Over the last month or so, I have received a number of queries from financial advisers on the subject of the ISA additional permitted subscription (APS). Available since 6 April 2015, this allow...

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