Rob McMurrich: Are pension saving innovations really distractions?

Despite a raft of reports, dozens of consultations and some significant changes to the pensions landscape, our clients are still being told they are not saving enough for retirement. No-one is expecting a silver bullet that's going to make this all magically come good - certainly not quickly anyway. So, are we sitting back and just waiting to see if it all works out in the end or have some recent trends in the market helped our clients to up our game and reinvent how they can save for retirement? While traditional pension products, and auto-enrolment, might be acting as the dependable...