Graham Bentley: Beware reverse compounding from fees
Longer-term incentives needed
Graham Bentley: "Fewer clients with less money does not augur well for the longer-term health of the financial planning industry."
In a world where returns are harder to generate, writes Graham Bentley, it should not be beyond the wit of the financial services sector to model a fairer approach to applying fees on long-term books of business
As Bob Dylan sang in 1964, "the times they are a-changin'". The generation he was singing to forms today's wealthy clients - the ‘Born in the 50s' beneficiaries of plummeting interest and inflation rates....
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