Martin Jones: The yin and yang of retirement planning

There has been a lot of discussion about the income drawdown market recently. It has been a key topic in the FCA's Retirement Outcomes Review, the interim report from which identified many positive outcomes, while also picking up on a couple of concerns that some savers were not taking adequate advice or lacked the support and protection to manage their drawdown fund effectively. It is also within the scope of the Work and Pensions Select Committee (W&PSC) inquiry into pension freedom. Again, a similar picture emerged from the evidence about the use and, to be fair, occasional misuse of ...