Deepak Jobanputra: The power of positive underwriting

Underwriting has come a long way in recent years. For some advisers it may not always feel like it but, overall the industry is requesting fewer medicals and doctor's reports - and accepting more cases at the point of sale - than ever before. This is largely because underwriting processes have developed significantly. For instance, nearly 70% of all VitalityLife applicants are accepted instantly, while less than 10% of applicants require a GP report for underwriting decisions. Modern underwriting systems are becoming more and more sophisticated and - again using VitalityLife as an exa...