To annuities and beyond!

I was talking with a client this week, and we were discussing the likelihood of the "age 75" ruling regarding pension income withdrawal being altered. We agreed that if there were an autumn election and Labour were returned to power, there would be little or no chance of a review for at least eight to ten years. This client is 63, and we concluded a change was therefore unlikely before he reaches potential annuity age. As a result I went away and revisited one of the questions that face retirement planners advising a client who is utilising pension fund withdrawal and phasing - do you t...