Success is a crystal clear wrap

Dear Editor, Following on from the views in the last issue on the impact of inflation on retirement savings. It may sound a little simplistic, yet in my view the two most important factors in beating inflation are to maximise investment return via asset allocation and performance monitoring while at the same time minimising costs. This approach sounds straightforward enough. However, truly understanding the costs of a pension is hugely complex in a world of bundled pricing models, allocation rates, hidden commissions and complex transaction structures. However, the recent emergence of cle...