Investing in cash

Last month I discussed cash deposit as an asset for SIPPs, and how we find that generally, even after all costs, accessing deposit based accounts via an offshore bond can lead to greater returns than directly holding UK deposit accounts owing to the higher rate currently on offer. However, this may not always be the case, or it may be that cash is no longer seen as the asset of choice, and we now need to look further afield. Let us suppose that we have accessed our cash deposit via the offshore bond and that we are now faced with the dilemma of withdrawing funds from the offshore bond e...