Independents toughing it out

Dear Editor, I expect that the next year or so will represent a tough challenge for the independent SIPP provider and that we will see consolidation and casualties along the way. I am surprised that not more has been made of the pressures that face the independent SIPP provider despite the euphoria that greets each market survey showing the increasing number of SIPP products being sold. The dynamics of the market place are changing and only those firms with robust controls and an awareness of the full scope and expectation of regulation will survive. Regardless of regulation the fir...