Lessons learned

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November has been a busy month. I seem to have been at a variety of conferences, some in a speaking capacity but others just as a delegate.

I have also done a number of talks to accountants and solicitors on behalf of firms of independent financial advisers. Throughout all of this, I think that I have learnt some important lessons (often not the one that I had intended!) and I thought perhaps I would go through a few of them: Our financial services market is so big and varied that it is almost impossible to regulate the whole thing with one set of rules. There is an awful lot of apathy towards the RDR from the average IFA. For those that do take an interest, every possible view seems to exist – from fees being right to c...

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