Are IFAs willing to give 'free' generic advice?

In response to the article, we believe there can be no argument that there is an 'advice gap' for people on lower and middle incomes when it comes to financial matters. Research by the Resolution Foundation confirms this. IFAs are seen in the main as for the better off, and there are trust issues arising from the many mis-selling scandals which people are aware of. Many people therefore either do not address financial planning, including pension provision, at all or they make ill-informed and potentially detrimental decisions and product purchases. Unless this is addressed not only will...