How will it all unwrap?

Obviously one external factor that will shape the next six months will be related to the state of global stock markets and such like. On that subject I have to say that there can be few more positive things an IFA can do at this time than move his or her clients into a fully open architecture wrap environment. By having complete investment freedom in an online environment, advisers can suddenly find themselves with a far more inventive client proposition than they might have if they are just selling the same old life office or fund supermarket funds. I know for example we have a great acc...