The Association of British Insurers (ABI) is preparing to launch a consultation on the line of questioning used for those considered to be at a higher risk of contracting HIV and Hepatitis B or C. What changes, if any, would be welcomed by the life assurance industry?
Market views Kevin Carr, Lifesearch There are two main issues here: travel abroad and sexuality. Clients who have worked or travelled outside of mainland Europe or the US, such as certain parts of Africa or Asia, for example, for more than two months will often be asked to undergo a HIV test and medical screening as incidence in these countries can be high. However, this is to be expected. Lifesearch's clients are notified at the outset and I am comfortable with the current questioning and underwriting process employed. With regards to sexuality, in particular homosexuali...
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