Financial Planning Week: ISAs peaking later than pension average

The average value of an ISA for a saver aged 70-79 is sitting at £175,421

Hope Coumbe
clock • 1 min read

The average UK pension pot peaks when its owner is in their 50s – two decades earlier than when ISA valuations peak, according to Twenty7tec.

Research published on 22 January for 2024 Financial Planning Week by the advice tech firm showed the total value of most people's pension pots plateaus after they turn fifty. In comparison, the average ISA value continued to rise, reaching its peak when the holder is in their 70s. The firm used anonymised data from 900,000 client records to estimate this, finding the average pension savings for someone aged 50-59 was £223,881. This fell to £175,421 for those aged between 70 and 79. The average value of an ISA for someone aged 70-79 was £109,515, according to the data. This was sign...

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