Laura Suter: AE deficit to leave generation sleepwalking into pension pot shortfall

'A real issue'

clock • 3 min read

Laura Suter takes a long-term look at pension contributions and warns the auto-enrolled generation could be heading for disaster...

I finally ticked off one of the longest-standing tasks on my boring life admin list the other day - tracking down an old pension and transferring it to my SIPP. When I got my statement through, I was pleasantly surprised at how much was sitting in the pot. I'd only paid a fairly small amount in but my employer at the time was very generous and doubled any contributions I made. On top of that, 12 years of growth (and, it goes without saying, some very shrewd investment decisions by myself) means that the pot was now eight times the amount I had originally paid in. Sadly, my salary w...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

'While this policy alters the landscape, it arguably represents an adjustment rather than a fundamental reform'

Steve Charlton
clock 22 December 2025 • 3 min read
Utmost to sell life and pensions business to JAB Insurance

Utmost to sell life and pensions business to JAB Insurance

To focus on wealth solutions business

Jen Frost
clock 22 December 2025 • 2 min read
Editor's view: How disjointed is the government's salary sacrifice change?

Editor's view: How disjointed is the government's salary sacrifice change?

The editor's Friday Night Takeaway from 19 December

Jen Frost
clock 19 December 2025 • 3 min read