UK's over-85 population set to double by 2045 - govt projections

Aged population to double in 25 years

Jenna Brown
clock • 3 min read

The social care system will come under ever-increasing pressure as the number of people in the UK aged over 85 is set to double in the next 25 years, according to official projections, raising questions about the system’s ability to cope.

The government statistics, released on Wednesday (12 January), project the number of people living past 85 will increase from 1.7 million in 2020 to 3.1 million by 2045. This cohort of the population will then make up about 4.3% of the total. Just Group said the numbers "lay bare" the challenge faced by the social care system. The government last year announced major reforms to social care funding with a 1.25% increase to National Insurance scheduled from 2022/23 and a cap on care costs set at £86,000. The cap, however, does not include accommodation costs and has faced questions on how ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Royal London introduces CRP framework to help advisers

Royal London introduces CRP framework to help advisers

Support when developing retirement income strategies for clients

Jenna Brown
clock 29 January 2026 • 1 min read
Just Group sees fall in retirement income sales as takeover approaches

Just Group sees fall in retirement income sales as takeover approaches

Brookfield Wealth Solutions to takeover during first half of the year

Isabel Baxter
clock 20 January 2026 • 2 min read
Shifting pension rules 'eroding trust' and 'hindering' retirement confidence

Shifting pension rules 'eroding trust' and 'hindering' retirement confidence

Speculation on rules hitting confidence across every age group

Sahar Nazir
clock 17 November 2025 • 2 min read