Laith Khalaf: The flaw of averages

Default funds

clock • 3 min read

Laith Khalaf takes a look at default funds and 'standardised investment strategies' as the FCA looks to expand its regime for pension savers...

Default funds have proved so wildly popular in the workplace, they're coming to individual pensions. The FCA says they're going to be called ‘standardised investment strategies', as the pensions industry has been crying out for more new jargon for consumers to get their heads around. The regulator is currently consulting on rules we can expect to be published in 2022, and reflect an extension of the investment pathways introduced for drawdown clients to those still building up their pension. Unlike in the workplace, the proposals aren't for pension savers to be automatically invested ...

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