So-called 'mortgage prisoners' could soon be able to find a cheaper deal as a result of proposed changes from the Financial Conduct Authority (FCA) on how lenders assess whether or not a customer can afford the loan.
In the final report of its Mortgages Market Study, MS16/2, published this morning (26 March), the FCA confirmed its earlier findings that the mortgage market is "working well in many respects but falls...
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