Paul Darvill: Is now the perfect time to switch SSAS provider?

clock • 3 min read

Paul Darvill looks at the enduring popularity of SSAS for small business owners but asks if it could be time for advisers to mix it up when it comes to providers

Small self-administered schemes (SSAS) continue to be a popular planning vehicle for entrepreneurs and small business owners. This is in part due to the ability of the scheme members to pool funds together to purchase investment assets they would otherwise not be able to acquire individually, but also due the ease of passing on down the generations such investments that may be illiquid, or where a sale would be detrimental, such as commercial property or unquoted shares. There are thousands of SSASs in existence, and many of these are well run and offer good value. However, there ar...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Guaranteed income integration critical to guided retirement success

Guaranteed income integration critical to guided retirement success

Research finds annuitisation rates of 55% to 60% are possible without compulsion

Jonathan Stapleton
clock 16 September 2026 • 5 min read
DWP seeks small pension pot default consolidator solution

DWP seeks small pension pot default consolidator solution

Government aims to have small pot consolidation operational from 2030

Jonathan Stapleton
clock 15 September 2026 • 2 min read
Adviser chases Hartley Pensions for ten months over clients' SSAS transfer

Adviser chases Hartley Pensions for ten months over clients' SSAS transfer

Takes case to The Pensions Ombudsman

clock 10 September 2026 • 2 min read