Planet Insurance - Dilnot's big opportunity

Let us hope it has more impact than the last Commission report ten years ago. A crucial difference this time is that the contribution of private insurance to meeting societal needs is not in dispute and there is a possibility of cross-party consensus. From an insurance perspective the stakes in the ground are pretty straightforward for people over 65. Their contribution to care costs would be capped at £35k. And the amount they need to contribute to living expenses would be capped at £10k per year. Three types of insurance are proposed. The first is a disability linked annuity. ...