We don't need pensions advice - consumers

According to figures collated by Morningstar for Financial Planning Week, 61% feel confident selecting a pension, with only 39% saying they would not feel able to choose a suitable policy without advice. But Alan Dick, a certified financial planner with Forty Two Wealth Management, says guidance may not always be necessary. "The truth is a pension is a pension is a pension," he says "They are really little more than a tax wrapper to place around a basket of investments. "The investment performance is of less importance than the amount of money invested in the pension in the first ...