Question: What impact will the Hartford's decision to exit the UK have on the variable annuity market?

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Karin Brown is annuity and solutions delivery director at Prudential Hartford's presence in the market has been a real opportunity for the market to understand that there is much more to retirement than just level annuities. Many customers are looking for a mix of flexibility and guarantees to provide them with long-term potential growth in their income throughout retirement. Hartford's exit will leave something of a gap, but it will be filled by increased innovation by other providers. Peter Carter is head of product marketing at MetLife UK The variable annuity - or unit-linked gu...

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