'Medical insurance industry risks becoming corporate'

The report – Healthy Choices – The Changing Role of the Health Insurers – examines the drivers of trends reshaping the health insurance business models in different countries. It states: “Broadly, the UK market risks becoming largely a corporate group market that provides cover during working years only and then only for conditions that arise in the course of an employee’s current employment.” It says the underwriting environment for group policies is considerably more positive than for individual policies because although there may be exclusions relating to conditions diagnosed before ...