Actuary targets IFAs with longevity calculator

The calculator is free to download from the firm's website. It provides a probability of survival to each age based on specific ages for single and joint lives. The tool allows the adviser to choose a heavy, light or national average mortality table to reflect regional and individual variations. Advisers can also make assumptions about the potential future improvements to life expectancy. David Davison, development director at Spence & Partners, says: “Life expectancy is a really hot topic at the moment. "We have been approached by a number of financial advisers we work with who were ...