CII calls for non-disclosure and agency reform

clock

Non-disclosure rules and the law of agency must be reformed as part of a wider review of insurance contract law to make the advice process fairer for intermediaries and consumers, says the Chartered Insurance Institute (CII).

In its submission to the English and Scottish Law Commission’s scoping paper on insurance contract law - which seeks opinions on a review of long-term and general insurance contracts - the CII says it is a priority for non-disclosure issues to be considered because the current law can leave consumers at a disadvantage. The scoping paper was published in January to tackle a legal framework which is considered "outdated and unduly harsh to policyholders". In particular, the paper suggests some insurers could reject claims on the basis of non-disclosure in situations where the non-disclo...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

FCA Pure Protection Market Study interim report delayed to 2026

FCA Pure Protection Market Study interim report delayed to 2026

Quantitative Outputs published

Cameron Roberts
clock 12 December 2025 • 4 min read
FCA to simplify insurance rules to 'support growth and innovation'

FCA to simplify insurance rules to 'support growth and innovation'

Further reviews waiting in the wings

Cameron Roberts
clock 09 December 2025 • 2 min read
Budget 25: The protection and health headlines

Budget 25: The protection and health headlines

NHS, welfare reform, NI, economic inactivity and more

Cameron Roberts
clock 27 November 2025 • 2 min read