Zurich to launch guaranteed whole of life

Speaking on IFAonline.tv’s Great Protection Debate, Peter Hamilton, protection management director at Zurich, says the firm has launched a guaranteed whole of life policy in addition to its current reviewable policy. He believes the reviewable product is attractive for younger people who may have issues of affordability, whereas many consumers will like the security which comes with the guaranteed policy. He states: “The issue for us is one of customer choice. There are customers who are quite happy to pay an additional premium for the certainty and the knowledge that their premiums are...