Minorities could suffer under personal accounts - report

A research paper by the Pensions Policy Institute (PPI) found future pension incomes for women, the disabled and ethnic minorities were likely to be lower than those of a median-earning white male. Female pensions currently have lower income than their male counterparts, though the PPI recognises moves by the Government to improve their average incomes, including the ability to buy-back missed National Insurance contributions. However, the gender pay gap still affects private pension income, and reforms to reduce the gap between earnings and state entitlement will take time to filter th...