Scot Prov aims to reduce non-disclosure

clock

Scottish Provident has re-designed its self-assurance application form to help intermediaries and applicants avoid non-disclosure.

The provider says every aspect of the form has been reviewed and it claims it will be easier and less time-consuming to complete. Key changes include: More robust questions in the medical section, leaving less potential for inaccurate or missing information; Prompts to encourage applicants to weigh and measure themselves if they are in any doubt as to their actual measurements; Reminders on every page to provide accurate information and consult a doctor if unsure; A request for applicants to read the answers provided thoroughly before signing the declaration; and Details captur...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Consumer Duty: Two years on – the protection impact

Consumer Duty: Two years on – the protection impact

Impact on the market and next steps

Jaskeet Briah
clock 01 August 2025 • 5 min read
Alcohol, Britain, one night stands and smartwatches… what does Gen Z really think?

Alcohol, Britain, one night stands and smartwatches… what does Gen Z really think?

'Listening to younger people is as refreshing as it is challenging. But ignoring it isn't an option'

Kevin Carr
clock 24 July 2025 • 4 min read
Group life cover excluded from IHT liability

Group life cover excluded from IHT liability

HMRC decision on protection and inheritance tax

Cameron Roberts
clock 23 July 2025 • 2 min read