Heart attack sufferers covered

A new underwriting approach will mean people who have had heart attacks before taking out insurance can now be covered. Unum has announced it will be softer on heart attack sufferers following medical advances that have meant most people are able to return to work after suffering from one. It will consider providing cover for employees who have taken out group income protection despite having suffered a heart attack previously; the provider will do this by utilising a new medical underwriting approach. The radical technique concentrates on attitudes and behaviours that inform the provid...