Top of the agenda

When IFAs are advising clients who are approaching retirement or those who have recently retired, there are two key questions that arise. First, how can my income, savings and assets best meet all my financial needs throughout retirement? And second, how can I protect my assets and pass on an inheritance to my children and grandchildren? However, the need to include long term care (LTC) as part of this planning is equally important, as if the need for care arises, it will impact on their ability to achieve these objectives. There are five reasons why LTC should be included in discussions...