The Adviser Incubator: Meet graduate Frederika Clay

An inside look at The Verve Foundation’s programme

Isabel Baxter
clock • 6 min read

In this series, Professional Adviser speaks with graduates of The Verve Foundation’s Adviser Incubator education programme. Today, it’s Chartered financial planner Frederika Clay speaking with Isabel Baxter…

What was your career history before you took part in the incubator programme? Clay was an ‘incubee' who took part in The Verve Foundation's ‘build' programme. She is a Chartered financial planner at F&O Wealth Management, which she launched in September 2024, an appointed representative of the ValidPath network. "I've always worked in finance. I left university and went straight into a graduate scheme at Halifax Bank of Scotland," Clay told PA. "When they merged to form Lloyds Banking Group I relocated and that's how I ended up moving to London." "I thought, if I'm in London, I w...

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