Exploring the options

The enhanced annuity market has enjoyed real growth this year - how can you see the market developing? As the individual annuity market matures, the stark difference between the standard and enhanced products will disappear. Instead of having a separate, individually underwritten process for customers with medical conditions those with uncomplicated health issues will follow the same automatic process as healthy customers. This will be an extension of the developments we have seen this year with the introduction of mandatory postcode and smoker status in the portal based quotation systems...