Lisa Webster: Divorce and pension protection - what's the impact?

'There are a few quirks in the rules'

clock • 3 min read

Clients dealing with divorce need all the help they can get from their adviser. Here, Lisa Webster looks at the impact pension sharing orders have on contribution limits - both bad and potentially good

Divorce is always a sensitive subject. It would be a heartless adviser that would want their clients' marriages to break down, or distressed new clients arriving on their doorstep, but it is an area where having a good adviser who knows what they're doing can really make a difference in easing, at least, the financial headaches. Not to mention it can be a good line of business. When it comes to wealthier clients who hold lifetime allowance (LTA) protection, the impact of a pension sharing order (PSO) on that protection should be taken into consideration when deciding how to split the ass...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

No change to tax-free lump sum is 'welcome' move

No change to tax-free lump sum is 'welcome' move

The chancellor chose to leave the tax-free lump sum unchanged in the Autumn Budget

Holly Roach
clock 27 November 2025 • 3 min read
Budget 25: Pensioners caught in frozen threshold tax trap see 'small bills' written off

Budget 25: Pensioners caught in frozen threshold tax trap see 'small bills' written off

‘Absurd situation’ caused by frozen thresholds and triple lock commitment

Jenna Brown
clock 26 November 2025 • 3 min read
Pensions industry slams salary sacrifice changes as 'counterintuitive' and 'deeply misguided'

Pensions industry slams salary sacrifice changes as 'counterintuitive' and 'deeply misguided'

Responding to the chancellor’s decision to cap salary sacrifice for pensions at £2,000

Holly Roach
clock 26 November 2025 • 9 min read