Lisa Webster: Divorce and pension protection - what's the impact?

'There are a few quirks in the rules'

clock • 3 min read

Clients dealing with divorce need all the help they can get from their adviser. Here, Lisa Webster looks at the impact pension sharing orders have on contribution limits - both bad and potentially good

Divorce is always a sensitive subject. It would be a heartless adviser that would want their clients' marriages to break down, or distressed new clients arriving on their doorstep, but it is an area where having a good adviser who knows what they're doing can really make a difference in easing, at least, the financial headaches. Not to mention it can be a good line of business. When it comes to wealthier clients who hold lifetime allowance (LTA) protection, the impact of a pension sharing order (PSO) on that protection should be taken into consideration when deciding how to split the ass...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Pension adequacy – are we focusing on the wrong measure of success?

Pension adequacy – are we focusing on the wrong measure of success?

'The current system can unintentionally create a false sense of reassurance'

Caitlin Southall
clock 24 July 2026 • 4 min read
Transfer changes 'a start, not the finish line', pensions industry says

Transfer changes 'a start, not the finish line', pensions industry says

Clear and practical guidance ‘essential’ to apply the new framework consistently and with confidence

Jonathan Stapleton
clock 23 July 2026 • 4 min read
Financial Vulnerability Taskforce calls on advisers to rethink retirement planning

Financial Vulnerability Taskforce calls on advisers to rethink retirement planning

Publishes guide suggesting to ‘move beyond a pensions-only approach’

Sophia Panayi
clock 22 July 2026 • 2 min read