Lisa Webster: Divorce and pension protection - what's the impact?

'There are a few quirks in the rules'

clock • 3 min read

Clients dealing with divorce need all the help they can get from their adviser. Here, Lisa Webster looks at the impact pension sharing orders have on contribution limits - both bad and potentially good

Divorce is always a sensitive subject. It would be a heartless adviser that would want their clients' marriages to break down, or distressed new clients arriving on their doorstep, but it is an area where having a good adviser who knows what they're doing can really make a difference in easing, at least, the financial headaches. Not to mention it can be a good line of business. When it comes to wealthier clients who hold lifetime allowance (LTA) protection, the impact of a pension sharing order (PSO) on that protection should be taken into consideration when deciding how to split the ass...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

DWP, TPR and FCA launch consultation on guided retirement to help 'resurrect' pensions

DWP, TPR and FCA launch consultation on guided retirement to help 'resurrect' pensions

Consultation covers how default pensions should work in practice

Holly Roach
clock 03 November 2026 • 6 min read
Do clients already own the best retirement portfolio?

Do clients already own the best retirement portfolio?

'Feeling safer and being safer aren't the same thing'

Alex Funk
clock 29 October 2026 • 4 min read
Budget 26: Government to get rid of two-year tax rule on lump sum death benefits

Budget 26: Government to get rid of two-year tax rule on lump sum death benefits

Changes will also be made to how tax due on excess lump sum death benefits is collected

Jonathan Stapleton
clock 28 October 2026 • 1 min read