Gill Hutchison: Beyond client segmentation

With increasing numbers of financial advisers using outsourced solutions to meet their clients' investment needs, the multi-asset market, in all its different guises, has swelled. This level of choice is a boon but, by the same token, the task of navigating this investment labyrinth to find the most appropriate products and services is not to be underestimated.  Multi-asset solutions are available in a number of different forms - from simple packaged products at one end of the spectrum to directly-invested discretionary portfolios at the other. These can be broken down into six broad pro...