Should providers be the second line of defence for non-advised retirees?

The 2014 Budget is now a distant memory, but the aftershocks and tremors of the monumental pension changes instigated that day continue to be felt. Overall, it is hard to argue with the fantastic freedom and choice being introduced. And it is obvious this has huge appeal. But with such unfettered choice comes the potential for poor customer outcomes. That's where good advice, and hopefully the new guidance guarantee service, will help people use this new freedom in a way which suits their individual circumstances. But what about the 50% and more who won't access guidance or advice – w...