Divorce: How to advise couples with A-Day protection

DIVORCE

clock

Divorce can be a taxing time for those with A-day protection. Claire Trott, pensions technical manager at Suffolk Life, sets out the key points...

Finance is an inescapable component of any divorce, no matter how amicable it may be. Over the years, the value of pensions has been better realised and they have started to become a bigger part of divorce settlements, often with specialist calculations needed. While some clients might see it as an easy option to give away some of their pension, especially if they have a larger than average fund, for those with A-day protections there are other issues at play that will need to be considered to avoid tax charges at retirement. So, when a pension becomes subject to a pension debit or...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax Planning

Probate cases taking nearly two years rise by 131%

Probate cases taking nearly two years rise by 131%

Increased risk of interest accruing on IHT

Jaskeet Briah
clock 07 April 2026 • 2 min read
Government confirms standalone death-in-service benefits exempt from IHT changes

Government confirms standalone death-in-service benefits exempt from IHT changes

'The draft clause was nonsensical'

Jaskeet Briah
clock 17 March 2026 • 3 min read
Tax changes cause increase in client worry

Tax changes cause increase in client worry

More than half now more worried about tax now than a year ago

Isabel Baxter
clock 10 March 2026 • 2 min read