Fund selection in the post-RDR world

Now we have moved into a world under the Retail Distribution Review (RDR) and a clearer picture of the marketplace is taking shape, it is evident that some of the more negative aspects many had predicted have failed to materialise. In fact, for product providers, the world does not yet feel much different at all. But that is not to say the industry does not face several challenges. Advisers and customers still face uncertainties. Clients will always need financial advice, but the introduction of fees for investment advice shuts out a large portion of the population and, as things stan...