What I really think: Phil Billingham

WHAT I REALLY THINK

clock

In the first of a series of quick-fire interviews getting to know the adviser behind the adviser, we corner industry veteran, consultant and (recently re-authorised) financial planner Phil Billingham.

What’s the one thing you most dislike about the industry? Being called a ‘distributor’ by providers. The implication here is that providers are at the top of the chain and advisers simply distribute their products. What I actually do is give clients advice and the providers are merely suppliers. I believe providers that see advisers as distributors are going the way of buggy (horse) whip manufacturers, which went bust when people started driving cars. What do you most admire about the industry? I think we do a great job for clients. We are the good guys – the most trusted source of a...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Adviser tips

Adviser, Talks event: How to grow your advice firm in an increasingly competitive market

Adviser, Talks event: How to grow your advice firm in an increasingly competitive market

REGISTER NOW FOR ADVISER, TALKS... 16th JULY AT 1PM

Professional Adviser
clock 06 July 2026 • 1 min read
Scaling Smarter: Unlocking Growth in a Changing Advice Market

Scaling Smarter: Unlocking Growth in a Changing Advice Market

Join us for an exclusive webinar exploring how advice firms can unlock growth by adapting to the evolving needs of clients, without compromising on quality or profitability.

Professional Adviser
clock 05 January 2026 • 1 min read
Partner Insight: Advised baby boomers are more retirement ready

Partner Insight: Advised baby boomers are more retirement ready

Vanguard research shows most UK baby boomers are not on track to meet spending needs in retirement.

Georgina Yarwood and Warwick Bloore, Vanguard, Europe
clock 09 December 2025 • 9 min read