JISAs: Your clients' investment options

Launched at the beginning of November, the Junior ISA (JISA) has got off to a pretty quiet start. This may of course be due to the prevailing turmoil in markets but it is more likely to be the case that JISAs will follow the pattern of the adult version, with the majority of purchases taking place in the final months of the tax year – cue forthcoming advertising campaigns featuring building blocks, mortarboards etc. Whether investing a lump sum into an ISA or JISA during the often buoyant markets of the New Year, rather than when markets are depressed, as they are today, is a moot point ...